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Card funds do not expire. After valid thru date, contact us for free replacement Card. Unless prohibited by law, a $3.00 fee will be deducted monthly from Card balance starting 1st day after 1 year of inactivity. Activity means any action resulting in a change in Card balance, other than fee imposition, or adjustment due to error or prior transaction reversal. $5 fee to replace lost, stolen or damaged Card, except as prohibited by law. Not redeemable for cash or credit, except as stated in Card Agreement. Additional terms are stated in Card Agreement. Purchase, acceptance or use of Card constitutes acceptance of Card Agreement. For Card Agreement, inquiries or information: www.getmybalance.com or 800-985-4316. Issued by Sunrise Banks, N.A.